Trickle Up Program

The Women’s Business Center of New York State under the Business Training Institute, Inc. has become a Coordinating Partner Agency for the Trickle Up Program. The Trickle Up Program is a non-profit organization whose mission is to provide opportunity for self-employment to those most economically and socially disadvantaged around the world. The program is implemented by community-based organizations that work with low-income people. To date, Trickle Up has helped entrepreneurs start or expand over 95,000 micro-enterprises in Africa, the Americas, Asia, Europe and, more recently, the United States. As its name suggest, “Trickle Up” is designed to reach those who are often bypassed by development programs based on trickle-down economic models. The Program is rooted in the belief that development must begin with people-with their own idea and experience-and must build on their skills. Our center offers a $700 grant to our clients who meet the Trickle Up Program Criteria.

Count Me In Loans

Count Me In provides loans from $500 to $10,000. Your first loan must be $5000 or less. Each time you repay a loan in full, you are eligible to borrow again from Count Me In.

The interest rate on a Count Me In loan is 13%.

Terms for a CMI loan will be from 6 months to 84 months, depending on the amount of your loan. All first loans must be repaid in 18 months or less.

Loans can be used for working capital, purchase of inventory or equipment, marketing materials for a sales event, or other uses that will help your business generate cash.